No downside, no catch.TM
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Most Popular Credit Card Concierge Community Solar US Mobile

Ink Business Unlimited Credit Card
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Ink Business Unlimited® Credit Card
No downside, no catch.TM
5.0 ★★★★★

➔ Earn an $840 bonus after you spend $6,000 in 90 days.

Unprecedented Offer
• Highest bonus available
• 1.5% cash back everywhere
• Card arrives in 1-2 days*
• Have this card? You can get it again.

No cost ever
• $0 annual fee
• Free to apply
• Close the card anytime*

Important info

*Close the card anytime:
It is not recommended to close the card within the first year of opening it.

*Have this card? You can get it again:
With Chase Ink®, there's no limit to the number of cards and bonuses you can potentially earn. However, keep in mind that Chase will not approve an unlimited number of applications.

*Card arrives in 1-2 days:
Expediting the card is free. Call 1.888.609.7805 upon approval.


You will not get approved if:
1. This is your first credit card.
2. If you opened 5 personal (non-business) cards in the past 24 months.
3. If your credit score is not good at the moment.
Caution: If you're experiencing financial instability or if you’re susceptible to inappropriate spending habits, it’s advisable to avoid using credit cards completely.


Ink Business Cash Credit Card
Last updated:

Ink Business Cash® Credit Card
No downside, no catch.TM
5.0 ★★★★★

➔ Earn an $810 bonus after you spend $6,000 in a half year.

Unprecedented Offer
• Highest bonus available
• 1-5% cash back
• Card arrives in 1-2 days*
• Have this card? You can get it again.

No cost ever
• $0 annual fee
• Free to apply
• Close the card anytime*

Imortant info

Earn a total of $810 when you spend $6,000 in 6 months.
Note: $3,000 of it needs to be spent within the first 3 months. If you only spend $3,000 in the first 3 months and not the remaining $3,000 you will still receive a bonus of $380.

*Close the card anytime:
It is not recommended to close the card within the first year of opening it.

*Have this card? You can get it again:
With Chase Ink®, there's no limit to the number of cards and bonuses you can potentially earn. However, keep in mind that Chase will not approve an unlimited number of applications.

*Card arrives in 1-2 days:
Expediting the card is free. Call 1.888.609.7805 upon approval.


You will not get approved if:
1. This is your first credit card.
2. If you opened 5 personal (non-business) cards in the past 24 months.
3. If your credit score is not good at the moment.
Caution: If you're experiencing financial instability or if you’re susceptible to inappropriate spending habits, it’s advisable to avoid using credit cards completely.



Credit Card Concierge
Last updated:

Credit Card Concierge
More excellent offers

➔ Often, valuable offers are available that are worth considering, despite potential downsides like annual fees. In response to popular demand, we've created the Credit Card Concierge to help you discover and apply for these opportunities.

We remain committed to transparency—review the offer before applying to understand why they don't have our usual No downside, no catch™   promise.


JCP&L Logo

PSE&G Logo
Last updated:

Think Energy Community Solar
No downside, no catch.TM
5.0 ★★★★★

➔ Receive 20% or 25% off of your monthly electricity bill, for 20 years.

Unprecedented Offer
• Same electric provider
• Guaranteed 20% savings
• State funded
• Takes 2 min. to enroll

No cost ever
• No solar panel installation
• Free to enroll
• No hidden fees
• Cancel anytime

Monthly bill: $100
Annual savings: $0

Think Energy • Enroll Now
Enter your zip code & select Think Sunshine 20
Understanding how this works

Please understand how this will work:

1. No physical changes at all will take place to your home.
No physical changes will occur to your home or its surroundings. Once you fill out the form, your job is over. JCP&L will handle the backend logistics to ensure your electricity comes from solar sources. The only noticeable impact will be a 20% discount on your monthly electricity bill.

2. It’s not solar panels; it's just a simple form.
Community Solar, supported by the NJ government, lets residents receive cleaner, renewable electricity without installing solar panels. As a democratic state, NJ runs & incentivizes this program to combat climate change, similar to the ban on plastic shopping bags.

3. Your JCP&L bill will be the same, with credits applied.
Once allocated to a solar farm, Community Solar company ‘Think Energy’ will pay your entire JCP&L bill, shown as a credit on your statement. You’ll then receive a separate bill from Think Energy for 80% of the amount paid. They need a payment method on file for reimbursement. Think Energy will NEVER charge you before paying JCP&L, and it will NEVER be more than 80% of what they paid.

4. Patience is needed for discount to begin.
The backend process of allocating you to a solar farm can take a few months. If you're someone who requires immediate action & gets anxious waiting for a service to kick in, you may find this stressful. However, for those who can be patient, you'll enjoy a hassle-free 20% discount on your electricity bill for 20 years.

Simply sign up, wait for the allocation, & start saving. There’s no costs or downside ever—just savings.

Community Solar is for all NJ residents, regardless of income. Because slots are limited, Think Energy periodically prioritizes LMI individuals in some areas & may ask for a photo of an EBT, WIC, Medicaid card, or a child's lunch program document—they're very lenient & almost anything is acceptable.


US Mobile
Last updated:

US Mobile
No downside, no catch.TM
5.0 ★★★★★

➔ Pay a total of $8/month ($96/year) for unlimited talk, text and 2GB data.

Unprecedented Offer
• Choose Verizon or T-Mobile
• Excellent service
• 24/7 customer care

No Hidden Fees
• SIM card ships free
• Taxes and fees included
• Cancel anytime

More details

This deal come out to a total of $8 per month, only when you prepay for the year at $96 total.

When you sign up for this plan, they will never raise the rate on you. It will remain this price for as long as you are with US Mobile.